Insurance BC - Herchmer - Home Insurance

Whether or not your home is your castle, if you are like most of us it is probably your most significant investment. As such it requires care, upkeep and the proper insurance to protect your investment. Our friendly and knowledgeable staff are well trained to not only offer the best coverages available to fit your needs, but they will take the time to explain the different coverage options and help you to understand exactly what your insurance dollars are doing for you.

If you're like most people, your mobile home is your most significant investment.
Mobile home insurance protects your investment as well as you, the members of your family and your household possessions.

We can offer you a customized product, specially designed for your mobile home against the uncertainties of day-to-day living. Adequate coverage can save you from severe financial loss if your mobile home is damaged or destroyed. We have markets that will offer guaranteed replacement cost on your mobile that is 10 years of age or newer, and replacement cost may be available up to 32 years of age.

Mobile Home Rental

As a landlord, you have a substantial investment in the property you rent to others. You need to ensure that investment is protected. You can't always be on hand to supervise your building and tenants. We offer high quality rental property insurance featuring protection against fire, vandalism and other types of loss.

Seasonal/Summer – Mobile Homes

As a seasonal mobile homeowner, you have special insurance needs. You've worked hard to attain a lifestyle that affords you comfort, security, and peace of mind. That's why it is important for you to protect your property with one of the best seasonal mobile home insurance products on the market today.

Types of Coverage Available:

A comprehensive form policy covers both building and contents for all risks that are NOT specifically excluded in the policy wordings. This is by far the best policy you can have.

The broad form policy is the "middle of the road" policy. It provides "comprehensive" coverage on the building and "named perils" coverage on your contents.

Basic / Named Perils *

A "named perils" policy provides coverage only for those perils that are specifically listed on the policy.

For more details on any of the products we represent, please contact us and we’ll reply in a timely manner. We are here to answer any of your questions.