Insurance BC - Herchmer - Travel Insurance

Insurance BC - Herchmer Insurance Agencies Ltd. - Home, Auto and Life Insurance

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Herchmer is licensed to do business throughout the Provinces of British Columbia & Alberta.

Travel Medical Insurance

Travelers are not always aware of the high costs of medical treatment and hospital costs outside their province of residence, and provincial government health care plans no longer cover the entire cost. Travel medical insurance will cover you for any unforeseeable emergency medical treatment for accident or sickness when you or your dependents travel outside the province.

Annual or single trip policies are available. No age limit.

Here is a list of just a few of the many benefits:

Hospital and medical expenses up to $5million CAD
Hospital accommodation and physician charges
Paramedical services
Private duty nurse
Ambulance services
Prescriptions (30 day supply for new prescriptions)
Medical appliances
Emergency air transportation
Emergency dental injury
Return of deceased
Escort of children
Visitors to Canada

Certain limits and exclusions may apply. Contact Herchmer Insurance for more details

Emergency Out of Province Travel Coverage

Year round protection as low as 59.00 per year
Travel Now" program highlights:
Benefits & Limits:
$5,000,000 emergency hospital/medical overall limit per insured
$7500 attendant travel fare (expense for someone to return you home)
$5000 limit for dependent care (cost of care if sole adult is hospitalized)
$5000 limit for emergency dental injury (due to an accidental blow to the
face)
$7500 emergency home transportation (if hospitalized for 48 hrs & must
return home)
$7500 family transportation (expense to bring a family member to the
hospital)
$50 per day cash in hospital (maximum 25 days) (per diem benefit to defray
misc. expenses)
$10,000 for return of deceased (in event of loss of life)
$3000 for return of vehicle (if you're not medically fit to drive home)
$7500 subsistence allowance (750 per day up to 10 days )(expense for someone
to stay with you, if you are hospitalized)

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Emergency Medical Travel Insurance Program

When are you covered?

MED-15: Coverage is provided for an unlimited number of trips outside the
province throughout the year, up to a 15-day maximum trip duration. (Subject
to the Return Time Requirement)

MED-35: Coverage is provided for an unlimited number of trips outside the
province throughout the year, up to a 35-day maximum trip duration. (Subject
to the Return Time Requirement)

MED-60: Coverage is provided for an unlimited number of trips outside the
province throughout the year, up to a 60-day maximum trip duration. (Subject
to the Return Time Requirement)

MED-100: Coverage is provided for an unlimited number of trips outside the
province throughout the year, up to a 100-day maximum trip duration. (Subject
to the Return Time Requirement).

Return Time Requirement:

Applicable to all MED plans:
You must return to your primary residence for a minimum of 14 days following any trip of 31 days or longer outside the province in order to re-trigger coverage for subsequent trips. Otherwise, there is no limit to the number of trips per year. This Return Time proviso does not apply to subsequent trips of 96 hours or less, so you can still take those "long-weekend trips" while satisfying the Return Time Requirement. (Travel receipts or proof of travel dates may be required.)

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Travel Insurance for Seniors - No Age Limit!!

Flexible plans, Unbeatable options, Various discounts

1. Multi-trip annual plan offers: unlimited number of trips up to 8, 15, 30 or 60 days outside Canada unlimited travel duration within Canada outside your province or Territory of residence.
2. Top-ups and extensions available
3. Medical underwriting plan available if you are not eligible for the standard plan.
4. Save up to 45% with our deductible options -ask about discounts!

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Summary of Benefits:

1. Hospital and medical expenses up to 5,000,000 CAD
2. Hospital accommodation & physician charges
3. Paramedical services
4. Private duty nurse
5. Ambulance services
6. Prescriptions - 30 day supply for new subscriptions
7. Medical appliances
8. Emergency air transportation
9. Escort of children
10. Transportation to bedside
11. Return of travel companion
12. Treatment of dental accidents and emergency relief of dental pain
13. Incidental expenses
14. Meals & accommodations
15. Vehicle return
16. Return of deceased
17. Emergency extension of coverage up to 72 hrs

An 8 day annual premium could be as low as 82.00 (over 70 years of age)

Contact Herchmer for more infomation

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